Saturday, August 13, 2022 



 Self-employed, having trouble getting qualified for your home loan?

I have many years of experience and know how to calculate income as well, and many cases better than the underwriters at the banks!   This means that I can QUALIFY you where many others banks or brokers cannot!  I also have access to many unique, out-of-the-box loan solutions to help qualify you- such as 1 yr only tax program, stated income loan solutions with rates starting as low as 4.50% and last resort, private lenders- all under one roof!  

This saves you time and money, as I have access to over 30 lenders for every home loan solution AND the expertise to customize your loan to match the best lender and loan program for your specific goals and needs!

Here's just a few unique loan solutions for Self-Employed borrowers
(NOT "hard" money):

1 yr only Tax Program-

BEST priced self-employment program!  Let me help you quaify using only 2017 tax returns!

Stated income -

with NO taxes and NO 4506 with rates starting as low as 4.50%! All occupancy scenarios!

- NEW Stated income PLUS

For owner occupied only, NO taxes, NO 4506T, no P&L's, up to 75% loan to value with no reserve requirements. 1 month bank statement only!

- 12 mos Bank statement program-

qualify without taxes, using 12 mos average  income deposits!

- Investor Program-

qualify on just cash flow of rental property. NO income, NO taxes!

- Asset Qualification Program-

for high net worth/high asset borrowers.  NO taxes!

What have you got to lose?    Call today 949-528-3988 for a free, no hassle loan consultation from a federally licensed mortgage professional who is on your side!


Tom Hodges  

Federally LICENSED in the state of CALIFORNIA
NMLS # 242086  BRE#017335547
Broker: Qualified Home Loans NMLS# 884457 BRE#01910455