I make the mortgage process easy.

Welcome

I treat each customer as an individual, not a number. I don't place you into a loan profile formula created by the banking industry. I use "common sense" and will help you obtain the best loan possible. I represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

I work with more than 50+ lenders. This allows me to get you the best rates on all types of loan programs including:Conventional, Jumbo, Home Equity Lines, FHA, VA, USDA, Non QM and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, I'll fit your needs!  

I work for Qualified Home Loans, a full service brokerage with a solid reputation for taking good care of their customers, evidenced by over 430+ 5 Star Reviews on Google!    You can also check out my many 5 star reviews on Zillow as well at https://www.zillow.com/lender-profile/tom3438/ 

I am also a licensed Life Insurance Agent with Symmetry Financial Group, with many insurance solutions with over 40+ carriers to get you the best customized insurance solutions for protect you and your family in the event of an unexpected death or disability!  I have many important specialized coverages such as Mortgage Protection,  Critical illness + disability insurance, Term Life and Permanent life insurance, retirement solutions, Final Expense/End of Life expense insurance and SmartStart to give your kids a head start on college education/downpayment on a new home,  and even their own retirement!  Click here for more details.    Ask me about Mortgage Protection Insurance!