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I have over 40+ lenders to help find you the best rate and programs with a lightning fast closing. Select your loan type below to get started.
I can get you prequalified online so you can make an offer with confidence that it will get accepted.
I will use my network of lenders to shop for the best rates and loan program to fit your needs.
I will use my expertise to make sure your loan gets funded fast! I make funding a breeze.
Qualified Home Loans is fast, friendly, experienced and here to help you every step of the process! I get challenging loans that other lenders can't get done, quickly and efficiently. Whatever your individual scenario, I have the loan programs and the expertise to get your loan done! TRY ME! You have nothing to lose and everything to gain!
I treat each customer as an individual, not a number. I don't place you into a loan profile formula created by the banking industry. I use "common sense" and will help you obtain the best loan possible. I represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
I work with more than 40+ investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, FHA, VA, USDA, Non QM and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, I'll fit your needs!
I work for Qualified Home Loans, a full service brokerage with a solid reputation for taking good care of their customers, evidenced by over 400+ 5 Star Reviews on Google! You can also check out my many 5 star reviews on Zillow as well at https://www.zillow.com/lender-profile/tom3438/
Tom Hodges NMLS# 242086 Qualified Home Loans NMLS #884457
"Hi Tom, You have been the best loan officer that I've ever worked with, this is coming from over 25 years of experience. Thanks again for everything and I shall be singing your praises to everyone :) Have a wonderful day!" Tamara~
"We couldn't be any happier with our loan consultant, Tom. He assisted us in back to back transactions, first a refi and then a purchase.He thoroughly explained everything, he was extremely personable,reliable, very easy to work with and both transactions went as smooth as silk! We were ready to close our purchase in just three weeks! He responded to all my calls and emails right away and never left me with any questions. I would HIGHLY recommend him to friends and family or anyone needing a loan and he will definitely be our go to loan guy for any future transactions! Thanks Tom,you're the best and this industry really needs more like you! :-)" Omar and Lisa A. Gilroy,CA
"Tom Hodges was perfect to work with. We were first time home buyers and he made the whole process stress-free. He explained all of our options and was friendly and extremely professional. He was a miracle worker! - I recommend him to all our friends." Scott and Beatriz B. . La Mesa, CA
Use this calculator to see monthly payments for different loan amounts.
* Please note: this calculator is for illustration payments and actual payments may vary.
We work conforming and non-conforming real estate loans.
I know the area and the market and I'm part of your community, not a bot on the net :)
I work to close your loan as quickly as possible. I can even hit curveballs!
I offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.
I have the latest online tech like secure mobile uploading and I'm available to use the device the old-fashioned way too!
Phone: (949) 528-3988
Address: 23330 Mill Creek Dr Ste 150 Laguna Hills ,CA 92653
Monday-Friday: 9am to 6pm Saturday: 10am to 2pm Sunday: Closed