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I make the mortgage process easy.

I have over 50+ lenders to help find you the best rate and programs with a lightning fast closing. Select your loan type below to get started.

How I Can Help You Buy Your Dream House

Get Pre-Qualified

I can get you prequalified online so you can make an offer with confidence that it will get accepted.

  • Benefits
  • Get Your Offer Accepted
  • Know Your Buying Range
Get Pre-Qualified

Shop For Best Rate

I will use my network of lenders to shop for the best rates and loan program to fit your needs.

  • Benefits
  • Shop Multiple Lenders
  • Lower rates, Lower Payments
Shop Rates

Fast Funding

I will use my expertise to make sure your loan gets funded fast! I make funding a breeze.

  • Benefits
  • Hassle Free Funding
  • Get Your Dream House
Fund Your Dream House

Qualified Home Loans is fast, friendly, experienced and here to help you every step of the process! 
I get challenging loans that other lenders can't get done, quickly and efficiently.   Whatever your individual scenario, I have the loan programs and the expertise to get your loan done!   
TRY ME!     
You have nothing to lose and everything to gain! 


I treat each customer as an individual, not a number. I don't place you into a loan profile formula created by the banking industry. I use "common sense" and will help you obtain the best loan possible. I represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

I work with more than 50+ lenders. This allows me to get you the best rates on all types of loan programs including:Conventional, Jumbo, Home Equity Lines, FHA, VA, USDA, Non QM and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, I'll fit your needs!  

I work for Qualified Home Loans, a full service brokerage with a solid reputation for taking good care of their customers, evidenced by over 430+ 5 Star Reviews on Google!    You can also check out my many 5 star reviews on Zillow as well at https://www.zillow.com/lender-profile/tom3438/ 

I am also a licensed Life Insurance Agent with Symmetry Financial Group, with many insurance solutions with over 40+ carriers to get you the best customized insurance solutions for protect you and your family in the event of an unexpected death or disability!  I have many important specialized coverages such as Mortgage Protection,  Critical illness + disability insurance, Term Life and Permanent life insurance, retirement solutions, Final Expense/End of Life expense insurance and SmartStart to give your kids a head start on college education/downpayment on a new home,  and even their own retirement!  Click here for more details.    Ask me about Mortgage Protection Insurance!


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Tom Hodges NMLS# 242086    Qualified Home Loans NMLS #884457
Life Insurance License NPN# 2539186

My Satisfied Clients

"Hi Tom,
You have been the best loan officer that I've ever worked with, this is coming from over 25 years of experience.  Thanks again for everything and I shall be singing your praises to everyone :)
Have a wonderful day!"

"We couldn't be any happier with our loan consultant, Tom. He assisted us in back to back transactions, first a refi and then a purchase.He thoroughly explained everything, he was extremely personable,reliable, very easy to work with and both transactions went as smooth as silk! We were ready to close our purchase in just three weeks! He responded to all my calls and emails right away and never left me with any questions. I would HIGHLY recommend him to friends and family or anyone needing a loan and he will definitely be our go to loan guy for any future transactions! Thanks Tom,you're the best and this industry really needs more like you! :-)"
Omar and Lisa A.

"Tom Hodges was perfect to work with. We were first time home buyers and he made the whole process stress-free. He explained all of our options and was friendly and extremely professional. He was a miracle worker! - I recommend him to all our friends."
Scott and Beatriz B. .
La Mesa, CA



Latest Blog Posts

Monthly Payment Mortgage Calculator*

Use this calculator to see monthly payments for different loan amounts.

* Please note: this calculator is for illustration payments and actual payments may vary.


We work conforming and non-conforming real estate loans.


The Qualified Home Loans Advantage

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Local Knowledge

I know the area and the market and I'm part of your community, not a bot on the net :)

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Fast Processing

I work to close your loan as quickly as possible. I can even hit curveballs!

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Best Service

I offer a hybrid approach of new technology to speed closing and old fashioned customer service and communication.

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Utilizing Technology

I have the latest online tech like secure mobile uploading and I'm available to use the device the old-fashioned way too!

My Business Address

Contact Me:

Phone: (949) 528-3988

Address: 23330 Mill Creek Dr Ste 150
Laguna Hills ,CA

Office Hours:

Monday-Friday: 9am to 6pm
Saturday: 10am to 2pm
Sunday: Closed